Welcome to our latest newsletter

In this edition we look at the importance of thinking ahead and planning for the "just in case" situations life might throw at you. If you have an SMSF and are planning on living overseas then our article on SMSF alternatives is a must read.

We look at the definition of mortgage stress, share the experience of a young couple buying their first home and offer some practical tips for avoiding potential mortgage stress.

If you aren't quite ready to hang up the heels or boots then you may be the next senior entrepreneur and our article looks at what it takes.We also take a look at how annuities work in practice.

Want to give back but not sure how to? Our final article reveals the brilliant concept of "ShareGift".

If you would like more information on any of the articles below, please contact this office on 1300 667 529 or athadani@investlinkgroup.com.au .

Regards,

Ash Thadani

Have a plan – just in case

It’s an old saying but it will be forever true – “the only constant in life is change”. Whether it’s due to economic downturns, new technology or extreme weather disasters; no business, job or career will ever stay the same.

An alternative to SMSFs

For those who decide to make another country home, superannuation preservation rules apply to most, but what about those who have a self-managed super fund?

Defying mortgage stress

Technically speaking, if more than 30 percent of your pre-tax income goes towards paying your mortgage, you meet the common definition for being ‘mortgage-stressed’ – and it’s more common than you think!

Many boomers aren’t ready to hang up the tools yet and are setting out on their own. Welcome to ‘senior entrepreneurship’! Could this be you?

What is an annuity?

The term ‘Annuity’ is often mentioned in the financial press or TV advertising, but what actually are annuities and how do they work in practice?

What a brilliant concept!

Did you know that there are over 900,000 Australians who own small parcels of shares that add up to in excess of $93 million? If you are one of these investors, you might be very interested in this unique service that will not only save you money but help those in need.

Investlink Group Pty Ltd and ABN 28 127 33 948 is a Corporate Authorised Representative of Excalibur Wealth Group Pty td (EWG Pty Ltd) ABN 87 652 985 361, AFSL 535263, Level 7 / 34 Charles Street, Parramatta NSW 2150.

This newsletter is general in nature and does not take into account the objectives or circumstances of any particular individual or entity. It cannot be relied upon as a substitute for personal financial, taxation or legal advice. Whilst every care has been taken in the preparation of this information, some content is sourced from third parties over whom Investlink Group Pty Ltd and EWG Pty Ltd has no control and cannot guarantee the accuracy or completeness of the information.

Excalibur Wealth Group Pty Ltd has its own Australian Financial Services License. The information in this website is general in nature and has been provided without taking into account your objectives, financial situation or needs. You should consider whether the information is appropriate for your situation prior to acting upon it. Excalibur Wealth Group Pty Ltd respects your privacy. Refer to our Privacy policy for more information.

General Advice Warning This information may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

Level 7 / 34 Charles Street Parramatta NSW 2150
1300 667 529

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